Since the establishment of our company in 1984, our company has focused on community-minded mortgage banking. In the years since we became a CUSO in 1997, our credit union ownership base has expanded dramatically. From a core of 12 initial credit union shareholders, we’ve grown to 25 shareholder credit unions and the Wisconsin Credit Union League.  This makes our family of companies a homeownership destination serving both retail clients and over 250 credit unions across the country. By providing proven value along with a solid Midwestern work ethic, we originated more than 7,700 loans worth over $1.1 billion in 2005, even in a market where industry-wide mortgage volume was down 30%. This made us the third ranked multi-owned CUSO in the country.

Central States distinguishes itself in the competitive mortgage market by focusing on developing and maintaining relationships as evidence by the high percentage of our clients who refer us to friends and family. With straight-forward business practices, superior customer service, and a strong dedication to building communities through homeownership, Central States Mortgage is your home lending partner... for every step in life.

Currently in its twenty-second year operation, Central States Mortgage is the retail mortgage-banking division of CSMC, Inc., a Wisconsin-based Credit Union Service Organization (CUSO). The CSMC, Inc. family of businesses focuses on building communities through homeownership by offering a full suite of services under a single umbrella to suit most any lending or homeownership need.

To this end, our companies include Direct Mortgage Funding (a wholesale correspondent lending division that focuses on non-conforming products), Premier Title and Closing Services, Homesale Realty, Monarch Homes (a builder) and Equity Commercial Real Estate.